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International Insurance

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Why do you need international insurance?

Your current domestic insurance policy likely does not provide coverage abroad.

If you are traveling, living, studying, or working abroad in an international location — international insurance will provide benefits and coverage.

Why You Need Travel Insurance

ASA Insurance Insights - May 2017

"Summertime is just memories waiting to happen."
Unknown

Planning a summer vacation abroad? International travel is an exciting experience and a wonderful opportunity to make happy memories for a lifetime. Once you've selected your destination, booked your accommodations and arranged your transportation, the hardest part is done. Fortunately, the easiest and most important piece of your travel plan is selecting your travel insurance.

Many international destinations require proof of medical insurance before you are allowed to enter the country. Medicare and domestic insurance will not cover you when you are abroad. Whether or not the insurance is mandatory, it is simply too risky to travel internationally without protecting your health, safety, and financial wellbeing. No vacation should cause a financial hardship due to an unforeseen illness or accident when it is so easy and inexpensive to protect yourself.

Among the many benefits of international travel insurance, medical evacuation coverage is one of the most valuable. If you become sick or injured during your travels, you may be denied access to a commercial flight. For example, if you have an accident and are confined to a stretcher, you would have to fly on an air ambulance which can easily cost $50,000 or more. If your geographic location is a remote area, the cost can be substantially higher. Your domestic insurance will not cover this and, in all likelihood, you will have to pay all costs up front.

Travel insurance is affordable. Prices are based on trip length, age and coverage limit. For just a few dollars a day, we have plans that protect you with:

  • 24 hour emergency assistance
  • Unlimited coverage
  • Coverage for preexisting conditions
  • Referrals to top physicians and hospital facilities
  • Pharmacy benefits
  • Translation services
  • Emergency medical evacuation
  • Advance payments to medical facilities
  • Repatriation of remains
  • Trip cancellation or interruption coverage
  • Lost or delayed baggage

Applying for your travel insurance is quick and easy. Click on our quoting link or contact an ASA agent directly for a free consultation to find the precise coverage you need. Let us help you have peace of mind around the world.

Benefits and Coverage?

Benefits and coverage vary by plan, but typically you'll find coverage for:
  • Outpatient Medical Expenses (doctor visits, x-rays, lab work)
  • Hospitalization Expenses (room & board, surgery, anesthesiologist)
  • Intensive Care
  • Emergency Room
  • Prescription Medication
  • Emergency Evacuation
  • Repatriation of Remains
  • Accidental Death and Dismemberment
  • Preexisting conditions
  • Maternity
  • Acts of Terrorism
  • Trip Interruption & Trip Cancellation

What plans meet J-1 Visa requirements?

We offer affordable plans for visitors to the U.S. that are specifically designed to meet or exceed requirements of J-1 Visa.

U.S. Visitor Insurance (J-1 Visa)
J-1 Visa Insurance

What's the difference? Travel vs. Health

Both types of plans provide coverage for traveling and moving/living abroad.
  Travel Health
Travel Length less than
1 year
(short-term)