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International Insurance

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Why do you need international insurance?

Your current domestic insurance policy likely does not provide coverage abroad.

If you are traveling, living, studying, or working abroad in an international location — international insurance will provide benefits and coverage.

European Travel and Schengen Visa Medical Insurance Requirements

ASA Insurance Insights - February 2017

With the enactment of the Schengen Agreement, travel to one or more countries within Europe became much simpler. Not only did the agreement eliminate the need for passport and other border controls within the Schengen area, the medical insurance requirements are the same for each country. When traveling for business, study or tourism for a stay of up to 90 days in a 180 day period to one or more of the 26 Schengen countries (listed below), proof of medical insurance must accompany your visa application and meet, at a minimum, the following criteria:

  • Medical coverage of at least €30,000
  • Emergency medical evacuation
  • Repatriation of mortal remains to your home country
  • Coverage for the entire duration of your stay

One of the most common reasons visa applications are denied is the lack of compliant medical insurance. All of ASA's travel medical insurance plans are from A rated insurers and exceed the requirements of the Schengen visa. Our plans feature deductibles from $0 to $2,500 and coverages ranging from $50,000 to unlimited. As soon as you select your plan and your purchase is complete, you will get a confirmation email that contains a link to print your visa letter which must accompany your visa application.

For over 20 years, ASA agents have specialized in finding the most economical medical insurance plan to meet all the legal requirements. International insurance is our only business and our mission is to give you peace of mind around the world.

Schengen countries: Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland

Benefits and Coverage?

Benefits and coverage vary by plan, but typically you'll find coverage for:
  • Outpatient Medical Expenses (doctor visits, x-rays, lab work)
  • Hospitalization Expenses (room & board, surgery, anesthesiologist)
  • Intensive Care
  • Emergency Room
  • Prescription Medication
  • Emergency Evacuation
  • Repatriation of Remains
  • Accidental Death and Dismemberment
  • Preexisting conditions
  • Maternity
  • Acts of Terrorism
  • Trip Interruption & Trip Cancellation

What plans meet J-1 Visa requirements?

We offer affordable plans for visitors to the U.S. that are specifically designed to meet or exceed requirements of J-1 Visa.

U.S. Visitor Insurance (J-1 Visa)
J-1 Visa Insurance

What's the difference? Travel vs. Health

Both types of plans provide coverage for traveling and moving/living abroad.
  Travel Health
Travel Length less than
1 year
(short-term)
more than
1 year
(long-term)
Health and Medical Coverage Yes Yes
One Trip or Multiple Trips Yes Yes
Coverage Abroad / International Yes Yes
Coverage in your Home Country No Yes
If your travels are more complex (multiple destinations, varying durations, numerous return trips to/from country of residence), contact us for a FREE Consultation to help you find the right plan.

FREE Consultation
Travel Insurance vs Health Insurance

How much does it cost?

Rates vary due to many factors such as coverage limits, covered benefits, and deductibles. Quality plans can be personalized to meet your needs while also being affordable.