ASA Insurance Insights - June 2016
"We travel not to escape life but for life not to escape us"
This summer, millions of Americans will be making memories while taking their highly-anticipated, fun and exciting trips with friends and family. Prospective travelers spend many hours planning the details of their trip including the destination, activities, and sightseeing to name just a few. While attention to these details will go a long way to making your vacation memories happy ones, don't overlook the easiest part of your trip planning, the right travel protection. Without the right travel insurance, your vacation memories could be those of a very unpleasant and costly experience. While we can't control long TSA lines or Zika virus worries, we take steps like getting to the airport extra early and wearing insect repellant to minimize the chances of putting ourselves at risk. Don't take unnecessary chances with your precious time and resources. Protect your travel investment by purchasing the coverage you need to have carefree summer fun.
The most common types of travel insurance are:
Trip Cancellation - Coverage for unforeseen events such as medical emergency, severe weather, carrier issues, and legal obligations such as jury duty.
Cancel For Any Reason - This coverage allows travelers to cancel or stop their trip for any reason.
Evacuation - Evacuation coverage allows for emergency medical evacuation to the nearest facility that can provide appropriate medical treatment. This is especially important if your destination is in a remote location.
Travel Medical - Plans generally cover 24 hour emergency assistance, ambulance, and hospital services. Many domestic insurance policies will not cover you abroad, forcing you to pay for your care out of pocket at the point of service. Travel medical plans can help you find a doctor, hospital, and pharmacy. Referral services to appropriate, reputable providers is also available.
Lost or Delayed Baggage - If you find yourself at your destination but your bag has been lost or delayed, this insurance can provide reimbursements for necessary items such as clothes and medications.
Purchase your travel insurance immediately after booking your trip and be sure to read and understand your policy before you embark on your journey. Make sure you always keep electronic and paper copies of your travel insurance documents for easy access in case of an emergency and provide a copy to a contact person who will not be traveling with you.
ASA agents are travel insurance experts who will find you the precise coverage you need to help make your vacation memories happy ones. Let us help you have peace of mind around the world.
|Travel Length||less than
|Health and Medical Coverage|
|One Trip or Multiple Trips|
|Coverage Abroad / International|
|Coverage in your Home Country|