International Health Insurance
Health insurance is the ideal insurance for anyone going abroad or overseas who needs medical and health coverage, especially if you will be away from your home country for a period of more than 12 months (*) or if you will be living abroad permanently.
Whether you are working overseas on a long term project or moving abroad permanently, we have an excellent selection of insurance plans that can meet your needs.
Premier Plus « Health Insurance
» Summary «
Premier Plus
- $3,000,000 limit per year per insured
- Worldwide Coverage
- Freedom to choose any doctor or hospital
- Guaranteed lifetime renewal
Premier Plus was designed to offer a less comprehensive alternative to Medical Elite while still providing worldwide coverage, freedom to choose any doctor or hospital and guaranteed lifetime renewal.
In addition to medical benefits Premier Plus provides the following unique services.
InterConsultation™: Confirmation of diagnosis and recommendation of the best treatment and specialists.
Best Doctors Concierge™: Coordination of medical appointments, hospital admission, travel arrangements, accommodation and transportation when services are rendered outside of the Insured's Country of Residence. The Insured is responsible for any travel and accommodation costs not covered by the Policy
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BUPA Plans « Health Insurance
» Summary «
The BUPA Care line of products offers a selection of different insurance plans to meet your needs, with each plan specifically crafted to meet various needs & circumstances. We currently offer the following BUPA Care plans:
- BUPA Diamond Care
- BUPA Complete Care
- BUPA Advantage Care
- BUPA Secure Care
- BUPA Essential Care
- BUPA Critical Care
Some BUPA Care plans may not be acceptable for your circumstances while others specifically meet your needs...
» Find out what BUPA plan is right for you!
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Global Citizen « Health Insurance
» Summary «
Are you a U.S. expat? Are you looking for an international health plan that is very similar to your U.S. domestic insurance? If so, then this is the product for you!
The Global Citizen Plan is a “best of class” annually renewable global major medical plan. Administered by HTH Worldwide, Global Citizen is underwritten in the U.S. by UNICARE Life and Health or HM Life Insurance Company. UNICARE is an operating affiliate of Wellpoint: the largest health insurance company in the U.S. with over 34 million health plan members. Global Citizen fully protects members’ rights because it complies with standards maintained by state insurance departments’. UNICARE is currently rated A- (Excellent) by AM Best, and A+ (stable) by Standard and Poor’s. HM Life is part of the HM Insurance Group and is also A- rated (Excellent) by A.M Best
Below please find a brief summary, which outlines the coverage provided:
- $5,000,000 Lifetime Policy Maximum
- Choice of Deductibles from $0; $500; $1,000; $2,000; $5,000; $10,000; $25,000
- Deductible waived for physician office visits
- Worldwide Coverage, with no limit on time spent in or out of the U.S.
- Freedom to choose any doctor or hospital, worldwide
- Exclusive access to HTH's elite and profiled community of doctors and hospitals- direct payments can be made to providers in 180 countries
- Monthly, Annual, Semi Annual & Quarterly Payments available
- Hospitalization & Surgery with no pre-certification requirement
- Outpatient Treatment
- Prescription Drugs
- Mental Health and Substance Abuse
- Maternity Benefits & guaranteed newborn cover up to the policy maximum
- Emergency Medical Evacuation, AD&D, & Repatriation of Remains
- Organ Transplants up to $5,000,000
- Covers illnesses or injuries that are a result of a terrorist act or hazardous activities
- Acupuncture, Chiropractic, Preventative services with no waiting period
- Pre-existing conditions can be covered subject to showing proof of prior qualified health insurance (Administered using HIPAA guidelines)
- Renewal rates are not based on your individual claims activity
- Renewable until age 84
This product is only available to U.S. citizens and residents moving abroad.
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Citizen Secure « Health Insurance
» Summary «
Citizen Secure is an international annually renewable major medical plan. The Citizen Secure plan is insured by Lloyd's of London, the largest and oldest insurance carrier in the world, with 315 years of experience insuring both individuals and companies. Presently, Lloyd’s provides accident and health insurance to millions of individuals in almost every country of the world. Lloyd's provides financial strength and security that is unparalleled in the worldwide insurance market. Lloyd’s is currently rated 'A' by A.M. Best Company and 'A' by Standard and Poor’s.
Below please find a brief summary, which outlines the coverage provided:
- Choice of Deductibles from $250; $500; $1,000; $2,500; $5,000
- Worldwide Coverage
- Choice of Doctors & Hospitals
- $5,000,000 Lifetime Policy Maximum
- Annual, Semi Annual, Quarterly & Monthly Payments available
- Hospitalization
- Surgery
- Outpatient Treatment
- Prescription Drugs
- Mental Health
- Maternity (after policy has been in effect for 12 months)
- Emergency Medical Evacuation
- Repatriation of Remains
- Local Ground Ambulance
- Organ Transplant
Limits and Exclusions apply to all benefits. See the Certificate of Insurance for a complete listing.
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Medical Elite « Health Insurance
» Summary «
Medical Elite
- $5,000,000 limit per year per insured
- Worldwide Coverage
- Freedom to choose any doctor or hospital
- Guaranteed lifetime renewal
The vision of Best Doctors founders takes a new level of care with Medical Elite, Best Doctors most complete medical plan. Medical Elite provides comprehensive medical benefits for hosptilization, outpatient treatment, maternity, prescription medication, emergency medical evacuation and more.
You will have complete freedom to choose any doctor or hospital in the world for medical care.
Coverage is renewable for life, giving you the peace of mind that you and your family can remain insured regardless of age or medical history.
In addition to medical benefits Medical Elite provides the following unique services.
InterConsultation™: Confirmation of diagnosis and recommendation of the best treatment and specialists.
Best Doctors Concierge™: Coordination of medical appointments, hospital admission, travel arrangements, accommodation and transportation when services are rendered outside of the Insured's Country of Residence. The Insured is responsible for any travel and accommodation costs not covered by the Policy
Elite Navigator™: Your personal physician advocate will help you to understand your diagnostic tests, medical check-up results, and will provide support to empower you to have more effective conversations with your own treating physician
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Xplorer Premier « Health Insurance
» Summary «
The GeoBlue Xplorer health plan is designed to support the international lifestyles of those who travel to or from the United States for extended periods of business, leisure and study. If you leave home for six months or more, your health and financial security are at serious risk because of significant gaps in most available insurance coverage and services. This risk is only heightened by limited knowledge of health and safety hazards around the world, including medical treatment from unfamiliar providers.
GeoBlue Xplorer is the ultimate international health plan because it combines comprehensive worldwide benefits including the United States with a new generation of medical assistance services. Including an impressive array of online and mobile tools used to identify, access and pay for quality healthcare all around the world.
GeoBlue Xplorer offers you the freedom to choose where you receive healthcare outside the United States, or you can utilize GeoBlue's network which covers almost every specialty in 180 countries. These providers are certified by the American or Royal College of Medicine and will bill GeoBlue directly so you don't have to file a claim.
Inside the United States GeoBlue Xplorer members have access to Blue Cross Blue Shield's Blue Card Network, which includes more than 80 percent of physicians and 90 percent of hospitals.
GeoBlue Xplorer Essential is offered in cooperation with certain local Blue Cross Blue Shield companies, which collectively cover 1 in 3 Americans. Benefits are underwritten by 4 Ever Life Insurance Company and independent licensee of Blue Cross Blue Shield rated A- (Excellent) by A.M. Best.
- Worldwide benefits including the United States
- Unlimited annual and lifetime maximum
- Comprehensive hospitalization coverage
- Prescription Medication
- Medical Evacuation & Repatriation of Remains
- Deductible waived for office visits
- No waiting periods associated with any preventive services
- No limit on time spent in any country
- Covers injuries or illnesses resulting from a terrorist act
- Coverage for Preexisting conditions with proof of prior creditable coverage
- Maternity benefits after 12 months of continuous coverage
- Access to Blue Cross Blue Shield's Blue Card Network
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Xplorer Essential « Health Insurance
» Summary «
The GeoBlue Xplorer Essential health plan is designed to support the international lifestyles of those who travel from or reside outside the United States for extended periods of time and do not need coverage in the United States. If you leave home for six months or more, your health and financial security are at serious risk because of significant gaps in most available insurance coverage and services. This risk is only heightened by limited knowledge of health and safety hazards around the world, including medical treatment from unfamiliar providers.
GeoBlue Xplorer Essential combines comprehensive international benefits with a new generation of medical assistance services, which include an impressive array of online and mobile tools used to identify, access and pay for quality healthcare all around the world.
GeoBlue Xplorer Essential offers you the freedom to choose where you receive healthcare outside the United States, or you can utilize GeoBlue's network which covers almost every specialty in 180 countries. These providers are certified by the American or Royal College of Medicine and will bill GeoBlue directly so you don't have to file a claim.
GeoBlue Xplorer Essential is offered in cooperation with certain local Blue Cross Blue Shield companies, which collectively cover 1 in 3 Americans. Benefits are underwritten by 4 Ever Life Insurance Company and independent licensee of Blue Cross Blue Shield rated A- (Excellent) by A.M. Best.
- Worldwide benefits excluding the United States
- Unlimited annual and lifetime maximum
- Most services covered at 100%
- Comprehensive hospitalization coverage
- Prescription Medication
- Medical Evacuation & Repatriation of Remains
- Deductible waived for office visits
- No waiting periods associated with any preventive services
- No limit on time spent in any country
- Covers injuries or illnesses resulting from a terrorist act
- Coverage for Preexisting conditions with proof of prior creditable coverage
- Maternity benefits after 12 months of continuous coverage
- Access to GeoBlue's network of doctors in 180 countries












